Healthcare emergencies can cause severe financial distress for middle-class and economically weaker families. To provide universal health coverage, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)—the world's largest government-funded healthcare scheme.
With an Ayushman Bharat Golden Card (आयुष्मान कार्ड), every eligible family receives up to ₹5,00,000 per year in cashless, paperless hospital treatment across thousands of empaneled private and government multi-specialty hospitals in Maharashtra and nationwide.
What Does the ₹5 Lakh Ayushman Card Cover?
- Cashless Hospitalization: No out-of-pocket expenses for surgeries, ICU stay, doctor fees, and medicines.
- Pre & Post Hospitalization: Covers 3 days of pre-hospitalization consultations and up to 15 days of post-hospitalization medicines.
- Over 1,900+ Medical Packages: Includes heart bypass surgeries, knee replacements, cancer treatments, kidney dialysis, neurosurgeries, and ICU care.
- Pre-existing Conditions Covered: All pre-existing diseases are covered from Day 1 without any waiting period.
Who Is Eligible for an Ayushman Bharat Card?
In Maharashtra, eligibility is linked to:
- SECC 2011 Database: Families listed in the Socio-Economic Caste Census.
- NFSA Ration Card Holders: Families possessing active Yellow (BPL) or Kesari (Saffron / APL) Ration Cards in Maharashtra.
- Senior Citizens Aged 70+ (New Expansion): Under the latest government expansion, all citizens aged 70 years and above are eligible for an exclusive ₹5 Lakh Ayushman health cover regardless of family income!
What Is an ABHA Card (Ayushman Bharat Health Account)?
Along with the PMJAY card, the government has introduced the ABHA Health ID (आभा कार्ड):
- A unique 14-digit digital health identification number.
- Allows you to store lab test reports, hospital discharge summaries, doctor prescriptions, and vaccine certificates digitally.
- Doctors and hospitals can access your verified medical history securely across India with your consent.
Documents Required for Instant Card Generation
- Aadhaar Card with registered mobile number for OTP authentication.
- Original Ration Card (शिधापत्रिका) containing the applicant's name.
- Live facial photograph and biometric scan at our CSC kiosk.
Instant PVC Smart Card Printing at Suhana Service Center
Once your Ayushman Bharat record is approved, we print your High-Definition PVC Ayushman Card:
- Rigid plastic card format featuring your official PM-JAY ID, QR code, and photo.
- Accepted instantly at hospital TPA admission counters for cashless admission.
FAQs
Can I use my Ayushman Card outside Maharashtra?
Yes! The Ayushman Bharat PM-JAY card operates on a national portability system. You can receive cashless treatment at empaneled hospitals anywhere in India (e.g., Gujarat, Delhi, Karnataka).
How to check if my name is in the Ayushman Bharat beneficiary list?
Simply visit Suhana Service Center in Virar East with your Ration card or Aadhaar card. Our team will verify your family's eligibility on the government portal in less than 2 minutes!