Smart Card

Kisan Credit Card (KCC)

Fast, reliable & affordable — trusted by 10,000+ families in Virar East

About This Service

Empowering farmers! We assist in applying for the Kisan Credit Card (KCC), which provides farmers with timely and affordable credit for agricultural expenses like seeds, fertilizers, and machinery.

Eligibility

Individual farmers, joint cultivators, tenant farmers, and Self Help Groups (SHGs) involved in agriculture or allied activities (dairy/fishery).

Documents Required

  • 1Aadhaar Card and PAN Card
  • 2Land Records (7/12 & 8A Extracts)
  • 3Crop Details (Kharif/Rabi)
  • 4Bank Account Passbook
  • 5Passport-size Photographs

Step-by-Step Process

1

Step 1: Bring your 7/12 extract and Aadhaar to our center.

2

Step 2: We download and neatly fill out the KCC application form.

3

Step 3: We attach all necessary land records and KYC copies.

4

Step 4: You submit the completed file to your local Gramin Bank or Nationalized Bank.

5

Step 5: The bank verifies the land value and issues the KCC limit.

Important Notes

The KCC scheme offers a very low-interest rate (usually 4% if repaid on time) subsidized by the government.

i Quick Info

Processing Time7 to 14 Days (Subject to Bank Approval)
Service ChargesContact Us
Category Smart Card

Our Office

Office No- 04, Raipada, Nr. Anand Gaushalla, Chandansar Road, Virar (E) - 401305

Mon–Sat: 9:00 AM – 8:00 PM

Frequently Asked Questions

Common questions about our Kisan Credit Card (KCC) services in Virar.

Q
What is the interest rate on a Kisan Credit Card?
The standard interest rate is 7%. However, if you repay the loan promptly within the due date, the government provides a 3% subvention, bringing your effective interest rate down to just 4% per annum.
Q
Can I get a KCC if I don't own land but take it on rent?
Yes, tenant farmers and oral lessees are eligible for KCC, provided they have a registered lease agreement or a certificate from local authorities.
Q
Is a KCC a physical ATM card?
Yes, most banks now issue a physical RuPay Kisan Credit Card that you can use at ATMs to withdraw cash or buy seeds/fertilizers via POS machines.
Q
Where can I apply for Kisan Credit Card (KCC) in Virar?
Suhana Service Center is your trusted kisan credit card (kcc) agent in Virar. You can visit our office in Virar East or apply online through us for fast processing.
Q
Is there an urgent Kisan Credit Card (KCC) service available?
Yes, we provide urgent kisan credit card (kcc) assistance. As an experienced consultant in Virar, we ensure your application is processed with priority.
Q
What is the fastest way to get Kisan Credit Card (KCC) done?
The fastest way is to contact us directly. We offer a fast kisan credit card (kcc) service in Virar with transparent pricing and complete guidance on required documents.